SARAH MORAN DESIGN

Vanguard Financial Wellness 


Vanguard partnered with Deloitte Studios to create Financial Wellness, a new digital product offering for retirement account holders. The goal was to empower users to take control of their finances through personalized assessments, actionable recommendations, and a central “hub” experience that brings together debt management, student loans, retirement readiness, and overall financial health.

Over a six-month engagement, our team worked in three MVP phases, testing and validating different versions of the hub and assessments. The final deliverable included a future state vision for ongoing engagement, with features such as a badging system and expanded assessment modules to provide even more personalized guidance.


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ApproachOur design process was split into three MVP phases, each building toward the future vision
MVP 1: Foundation

- Created the initial Financial Wellness Hub with entry points into key topics. 
- Designed simple assessment flows that guided users through questions about debt, savings and priorities. 
MVP 2: Personalization    

-Introduced dynamic content modules tailored to user responses.
- Provided returning users with in depth guided assessments to better tackle their financial goals
- Integrated process tracking through interactive infographics and checklists. 
MVP 3: Engagement 

- Expanded the hub with a new check in assessment, action plan user flows and badging concepts to reward progress. 
- Added personalized nudges and notifications to encourage continued participation. 





MVP 1 


MVP 2


MVP 3



MVP 3 - User Journey 



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